Payment options
The practice has an in-house team whose job is to work through the cost of treatment with you and, where it is needed, to find a way of spreading it. This page explains the mechanisms. The figures themselves are given to you directly, because they depend on the operation.
Why there are no prices on this site
The cost of an operation depends on what is being done, how long it takes, the facility it is done in and what your recovery requires. A figure published in advance of any of that is either wrong or so heavily qualified as to be useless, and a patient who has budgeted against it is the one who pays for the difference.
So costs are discussed at the consultation, once it is clear what the procedure actually is. If you want an idea of the range before booking, ask — the practice would rather tell you than have you travel for an appointment that was never going to be affordable.
The consultation fee
Dr. Stavrou's fee for the initial consultation is credited against the cost of treatment if you go on to have an injectable or a surgical procedure in the near future.
Payment plans through the practice
Payment plans are arranged in-house and tailored to the patient rather than taken off a shelf, including for patients whose credit history makes a bank unwilling. Because the agreement is with the practice rather than a lender, the repayment terms tend to be more flexible than a commercial product — and there is no third party between you and the person you are dealing with if circumstances change.
This is generally the first option to ask about. Personal loans and credit cards are alternatives, not defaults.
Insurance
Where a procedure is reconstructive it may be covered by health insurance, in whole or in part. Insurers set their own prerequisites for authorising a claim and the practice deals with them regularly, so bring the question to the consultation rather than to the insurer alone.
If your treatment is being covered, contact your insurer in advance and bring all the necessary paperwork with you to your appointment. A claim held up by a missing form is the most common reason a surgery date moves.
Common questions about financing
Can all cosmetic procedures be financed?
Most can, through a personal loan, a credit card, or a payment plan arranged through the practice. What is available in a particular case depends on the procedure, the facility and the length of the operating list, so it is worth asking about at the consultation rather than assuming.
Can someone else pay for my surgery?
Yes, though it is more involved than paying yourself. If a loan is needed, the person sponsoring the procedure has to qualify for it and take on the repayment. Some lenders require the borrower and the patient to be the same person; others allow a third party. Check the terms of any agreement before committing to it.
Can surgery be financed with a poor credit history?
It is harder but not impossible. Secured loans and specialist credit cards exist for this, though a secured loan is set against an asset such as a car or a home and both usually carry higher interest than standard borrowing. The practice also arranges its own payment plans, which is the route worth asking about first.
Will health insurance cover my procedure?
Some procedures are covered in whole or in part, typically where the surgery is reconstructive rather than cosmetic. The practice has extensive experience of what insurers require in order to authorise a claim and will help you put the paperwork together.
The practice arranges payment plans directly. It does not act as a credit broker and does not give financial advice; the terms of any loan or credit agreement you take out elsewhere are between you and that lender.
Ask about cost
Questions about what something costs, or about whether it can be spread, are answered directly and without obligation.
Contact the practice Request a consultation Frequently asked questions